IdScore launched the MyIdScore Mobile application, an innovation for accessing financial information in terms of checking debtor information and credit scores quickly, easily and practically.

"This application helps debtors measure how likely their credit application is to be approved, check the accuracy of the data, and be more confident in preparing financial plans," said IdScore Main Director Yohanes Arts Abimanyu in a press release, Saturday.

This application can be downloaded by Android users and can be used to check credit scores, credit history data, monitor ongoing credit, and ensure the accuracy and up-to-dateness of data. In the near future, iOS users will also be able to download it via the App Store.

Designed to help individuals manage their financial plans more carefully, this application gives debtors the freedom to access their credit history records and various other important financial indicators, such as credit score, profile and identity, probability of default, and risk profile.

MyIdScore Mobile also allows debtors to monitor all loan data via mobile devices in one application. The information displayed by this application can be used as an initial indicator for credit applications and prevent misuse of identity data or fraud.

Apart from being able to find out credit scores based on credit data and alternative data as well as credit track records at various financial institutions, debtors can also see their data access activities by financial institutions, arrears in the last 24 months, collectibility levels and facility utilization ratios compared to their limits.

The data provided by this application is considered complete and credible, because it is not only sourced from OJK SLIK, but also from various financial institutions and non-financial institutions.

"Not only that, this application also provides an alternative credit score for those who don't have a credit data history, by utilizing a telecommunications services database," said Abimanyu.

IdScore is an officially registered credit bureau and is under the supervision of the OJK. IdScore is committed to continuing to innovate in supporting financial inclusion and hopes that this application can be a solution for Indonesian people who want to access their credit data to realize their financial plans with more certainty.

"Our target is that within a year this application can be downloaded by around 10,000 users," concluded Abimanyu.